Before you sit down with your adviser to plan for 2027, there’s a simpler question to answer first: does anyone, including you, have the full picture of what you own? Tom Poynter, co-founder and CEO of Orderist, explains.
Most estate planning conversations start from memory. A client lists what they can recall, and the adviser or solicitor works from that. Problems start in the gaps.
Those gaps are bigger than most people assume. The Pensions Policy Institute estimates at least £18.7bn is sitting in more than 3 million lost pension pots across the UK. More than half of UK adults have no will. For many families, the full picture only emerges after someone has died, at the point it is hardest to piece together.
Four things to settle before the new year
Know what you own. Every pension, savings account, investment, property, insurance policy and digital account, including the ones you opened years ago and haven’t looked at since.
Know where the paperwork is. Policies, deeds and statements, kept somewhere your family could actually find them.
Decide who it goes to. A current will, and beneficiary nominations that match it.
Tell the right people. Your executors should know they’ve been chosen, and how to begin.
None of this is complicated. It’s just rarely written down in one place.
That’s why we built Orderist. It gives you one secure place to record everything you own, link each asset to the people it should go to, keep key documents in a digital vault and create your will with a guided Will Builder. You choose your executors and emergency contacts in advance, and you control who sees what.
It’s built for the people who will one day need it most. Your executors and beneficiaries know their role before they need it. When the time comes, your executor has a clear, current record to work from, not a box of paperwork and a list of guesses.
Orderist is a record, not a bank or an adviser. It holds no money, makes no investment recommendations and never moves funds.
It works alongside professional advice too. Orderist partners with wealth managers and solicitors, so firms can offer it to their clients as part of their service. If yours does, your record and their advice start from the same complete picture. It’s worth asking at your next meeting.
Wealth isn’t only what you hold today. It’s whether the people you love can find it when it matters.
Orderist is free to start at
www.orderist.com.
Orderist. Your life, always in order.
